Sherri Vigna, Mortgage Broker
Guest
Sherri Vigna, mortgage broker
Runtime
2:01:43
Posted
Sep 29, 2023
Sherri Vigna and I have been doing business for about six years, and this was her first time at Right Choice HQ. She met Patsy, saw the bullpen, and then we got into everything mortgages.
What we covered
- Broker vs. bank. If you're just chasing a rate and your file is simple, banks are good at that. Sherri explains what a broker adds, including a more personal relationship and access to more options.
- The renewal shock. People who locked in five-year rates around 2018 are renewing at much higher rates. What that means for households.
- Inventory vs. affordability. There's more on the market, but qualifying is harder, so many people are waiting.
- Programs with limits. Some assistance programs cap the purchase price and household income. Know the rules before you count on them.
- Tuning out the doom. We both try to stay positive despite what's in the news.
Every situation is different, so talk to a mortgage professional about yours. Thanks, Sherri.
